Agriculture – Liquidity Assurance

The program "Agriculture – Liquidity Assurance" of the Landwirtschaftliche Rentenbank supports agricultural enterprises throughout Germany with low-interest loans for short-term liquidity protection. In particular, companies in arable farming, vegetable, fruit, wine, and horticulture as well as other production enterprises in the agricultural sector can apply for loans of up to 100 percent of the eligible costs in the event of unexpected revenue losses – for example, due to animal diseases, extreme weather events, or market fluctuations. The maximum loan amount per borrower is up to €10 million annually. Special attention is currently given to companies whose liquidity needs have arisen as a result of the consequences of the Ukraine conflict. The conditions are especially favorable for small and medium-sized enterprises (SMEs), while larger companies receive aid-free interest rates. The application is straightforward and is submitted via the house bank, which compiles all documents as well as proof of impact and forwards them to the Rentenbank.

The loan covers all operating resources and necessary business expenses to maintain solvency and production capacity during times of crisis. Due to the ongoing availability of the program, applications can be submitted at any time. The aim of the funding is to strengthen the resilience of agricultural enterprises, bridge financial bottlenecks, and make rural areas sustainable for the future. As the central promotional bank for the agricultural and food industry, the Landwirtschaftliche Rentenbank is available as a public-law refinancing institution to provide advice and support for loan applications.