NB Participation
Funding for small and medium-sized enterprises in Lower Saxony through open or silent partnerships to strengthen the equity base and cover growth-related liquidity needs.
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Grant criteria
Funding objective
Support for small and medium-sized enterprises by providing equity capital for investments in fixed and current assets as well as for the implementation of innovative projects and succession arrangements.
Eligible expenses
- Investments in fixed assets
- Investments in current assets
- Business succession
Non-eligible expenses
- Companies in difficulty
- Companies excluded from ERDF
- Legal forms UG, Limited, sole proprietorship or GbR
Eligible to apply
- Companies
Funding requirements
- Registered office or place of business in Lower Saxony
- Compliance with the EU SME definition
- Professional qualification of the responsible persons
- Submission of a coherent business concept
- Exclusion of companies in difficulty
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Documents required for application
- Description of the project
- current creditworthiness documents (BWA, annual financial statements, planned figures)
- proof of professional qualification
- coherent business concept
Evaluation criteria
- Feasibility of the project
- Marketability of the products and services
- Creditworthiness of the company
- Professional qualifications of the responsible persons
Description
The NBeteiligung program targets small and medium-sized enterprises in the commercial sector with headquarters or operations in Lower Saxony and strengthens their equity base through equity or silent partnerships. It supports growth-related investments in fixed and current assets, business succession, and innovative projects. The participation period typically ranges from 84 to 144 months; for silent partnerships with market entry under five years, the participation volume ranges between €250,000 and €600,000; with a private co-investor, up to €2.5 million. Without an industry focus, the Investment and Development Bank of Lower Saxony (NBank) enables profit-participating capital injections to bridge liquidity shortages and optimally leverage growth opportunities.
To apply, a coherent business plan, creditworthiness documents (BWA, annual financial statements, planned figures), and proof of the professional qualifications of the responsible persons must be submitted. Compliance with the EU SME definition and exclusion of restructuring cases or companies with ERDF exclusion is also required. Companies in the legal forms UG, Limited, sole proprietorship, or GbR are generally excluded from funding. Applications are accepted continuously via the NBank customer portal, allowing interested parties to schedule an initial consultation at any time and have the funding conditions reviewed. With NBeteiligung, NBank makes a decisive contribution to securing and expanding regional value creation as well as supporting forward-looking projects in Lower Saxony.
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