Loan

NRW.BANK Infrastructure

Low-interest loan for investments in public and social infrastructure in North Rhine-Westphalia. Financing share up to 100% of eligible costs, terms between 3 and 30 years. Application at any time through the house bank.

Infrastructure Urban Development & Renewal Environmental/Nature Protection Climate Action Education Regional Support

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Grant criteria

Application Deadline: Ongoing
Application level: Advanced
Region: North Rhine-Westphalia
Company size: Small and medium-sized enterprises (SMEs)
Funding amount: up to €150,000,000
Funding rate: 100%
Project duration: 36-360 months

Funding objective

The funding supports investments in public and social infrastructure in North Rhine-Westphalia in areas such as environmental protection, urban development, transportation, social affairs, care and support for disabled persons, education and qualification, rural development, public administration, and broadband infrastructure.

Eligible expenses

  • Acquisition of land and buildings
  • Commercial construction costs
  • Procurement of inventory, equipment, and machinery
  • Operating and business equipment
  • Costs for license acquisition
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Non-eligible expenses

  • Refinancing of already completed infrastructure measures
  • Purely commercial and purely residential projects

Eligible to apply

  • Companies
  • Public Institutions
  • Individuals
  • Non-profit Organizations

Funding requirements

  • Investment location must be in North Rhine-Westphalia
  • Use of infrastructure facilities by public or non-profit organizations
  • Minimum term of 5 years for lease, rental, or usage contracts
  • No funding for purely commercial or purely residential projects
  • No refinancing of already completed infrastructure measures
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Documents required for application

  1. Application form via the house bank
  2. Project description
  3. Financing plan
  4. Proof of sponsorship and usage concept

Description

A low-interest loan subsidy from NRW.BANK enables investments in public and social infrastructure in North Rhine-Westphalia with a financing share of up to 100 % of eligible costs and a total amount of up to €150 million. The terms are flexible between 3 and 30 years, with up to ten repayment-free years possible if required. Measures supported include environmental protection, mobility, urban development and urban renewal, social facilities as well as care and support for people with disabilities, educational and qualification institutions, rural development projects, public administration, and broadband infrastructure. Companies of all legal forms, non-profit organizations, members of liberal professions, and private investors benefit from this tailored financing option.

The prerequisite is that the project is realized in North Rhine-Westphalia and the infrastructure is used by public or non-profit entities. Lease, rental, or other usage agreements must run for at least five years; reinvestments in already completed projects and purely commercial or residential projects are excluded. Furthermore, ESG criteria must be observed, and companies in difficulty are not eligible for funding. Eligible expenses include the acquisition of land and buildings, commercial construction costs, procurement of inventory, equipment and machinery, operational and business equipment, license costs, as well as investments in energy supply companies. Applications can be submitted continuously through the applicant’s house bank; the application form, a project description, a financing plan, and proof of sponsorship and usage concept must be submitted.

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