LfA Förderbank Bayern

LfA Förderbank Bayern is the state development bank of the Free State of Bavaria and operates as a specialized credit institution at the interface between the state and the economy. Since its founding in 1951, it has specifically promoted the Bavarian economy by supporting companies, founders, and municipalities with low-interest loans, liability exemptions, and equity financing. In 2024, around 3,600 medium-sized enterprises and municipalities utilized promotional loans totaling €1.73 billion through the LfA. This enabled the creation of over 4,600 new jobs and the preservation of approximately 93,000 existing positions. The LfA works closely with house banks as well as the Bavarian State Ministry of Finance and is subject to the supervision of its administrative board.

Our mission as a specialized bank for the Bavarian economic location is to reliably support companies and municipalities in all phases of their development. We aim to stimulate sustainable growth, technological innovations, and regional value creation, as well as to achieve positive employment effects. Through collaborative partnerships with primary banks and public institutions, we offer tailored financing solutions to maintain the Free State of Bavaria’s future viability and competitive strength.

The funding programs of LfA are aimed at company founders and start-ups in Bavaria who require capital for establishment and operating resources, small and medium-sized enterprises (SMEs) as well as established businesses seeking to invest, expand, or modernize, innovators and technology companies implementing projects in the fields of digitalization, energy efficiency, and climate protection, as well as Bavarian municipalities aiming to realize infrastructural projects for public needs. With its financing instruments, LfA covers all phases from founding through growth and transformation to crisis stabilization and specifically supports sustainable investments in the Free State of Bavaria.