Agriculture and Food Industry – Operating Resources

The Landwirtschaftliche Rentenbank provides low-interest program loans through house banks to finance operating resources in production enterprises and along the value chain of the agricultural and food industry. The goal is to strengthen SMEs, cooperatives, and start-ups through long-term, predictable loans. Eligible for funding are companies active in the agricultural and food sector that require funds for the acquisition, storage, or use of operating resources. The loans are offered nationwide and can be applied for at any time, allowing flexible response to seasonal or operational needs.

With a view to sustainable development of the sector, Rentenbank particularly supports investments that increase efficiency and innovative capacity. The programs are characterized by favorable interest rates, attractive terms, and grace periods without repayments. The provision of funds always takes place in close cooperation with the house banks, ensuring individualized advice and risk-adjusted financing. Requests for changes in financing volume or conditions can be easily implemented through the responsible credit institution. Producers and companies along the value chain benefit from clearly defined funding requirements and transparent eligibility criteria. Continuous application submission enables rapid liquidity assurance without fixed deadlines. Interested enterprises receive comprehensive information on conditions and application formalities directly from their house bank or in the Rentenbank’s information leaflets.