Guarantees from the Bürgschaftsbank Schleswig-Holstein – Start-up Express Guarantee

GründungsExpress Guarantee of the Bürgschaftsbank Schleswig-Holstein secures economically viable projects in Schleswig-Holstein through default guarantees of up to 70% of the loan amount, with a maximum of €300,000. A binding decision is provided within five working days, significantly accelerating loan negotiations with the primary bank. Accompanying consulting services are funded during the first two business years to sustainably support business development. The program targets founders, business successors, as well as young small and medium-sized enterprises from all sectors whose business activities have not exceeded five years and who cannot provide sufficient collateral for their financing requests.

Diverse financing purposes are supported, such as start-ups, takeovers, investments and working capital, business expansion through additional participations, guarantees, and branch establishments. Prerequisite is an economically sensible and viable project; restructuring loans are excluded. Interested companies can submit applications at any time through their primary bank. The combination of rapid decision-making and comprehensive consulting creates an attractive offer that promotes growth and stability of young companies in Schleswig-Holstein. The GründungsExpress Guarantee thus contributes to mobilizing regional potential and securing jobs in the long term.