ERP Digitalization and Innovation Loan

The ERP Digitalization and Innovation Loan (ERP Loan No. 380) offers companies and start-ups throughout Germany attractive financing options for pioneering digitalization and innovation projects. The funding objective is to provide financial support for investment-driven and innovative digitalization projects that contribute to the further development of the business field. This KfW program, commissioned by the Federal Ministry for Economic Affairs and Energy (BMWi), focuses on investment measures for the modernization of IT infrastructures, automation of business processes, and development of new digital products. As part of the established ERP funds, it promotes corporate financing, digitalization, and accompanying consulting services to support small and medium-sized enterprises (SMEs) in realizing future-oriented projects with favorable interest rates. The program covers all industries and builds on the long-standing expertise of the KfW Banking Group. In doing so, it sets sustainable impulses for competitiveness and growth.

This funding instrument, in the form of a long-term loan, is characterized by flexible terms, grace periods without repayments, and loan volumes adaptable to project needs. Applications are submitted via the house bank; although new applications are currently not possible, all documents remain accessible. The most important documents include the application form (6000005229), the simplified SME self-declaration (6000000095), De-minimis declaration (6000000075), cumulation declaration (6000000067), identification according to the Money Laundering Act (6000005236), as well as information on beneficial owners (6000004941). Through clear guidelines and close support from the house bank, funded SMEs and founders can efficiently realize their digitalization and innovation projects and promptly move into implementation.