Hamburg Credit Digital
Low-interest loan with grant for financing digitization projects in Hamburg. Application possible through the primary bank.
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Grant criteria
Funding objective
Strengthening the competitiveness of Hamburg-based companies in digital transformation through the financing of investments in digital technologies and processes.
Eligible expenses
- Acquisition and implementation of hardware and software
- Consulting costs related to digitalization
- Measures for IT security
- Further training in the field of digitalization
- Development of new digital business models
Eligible to apply
- Companies
- Founders
Funding requirements
- Company headquarters in Hamburg
- Digitization project starting from €25,000
- Application via a primary bank
- Standard bank collateral for the loan
Documents required for application
- Application form via the house bank
- Project description
- Cost evidence
- Declaration according to the ESG exclusion list
Evaluation criteria
- Economic viability of the project
- Degree of digitalization initiative
- Compliance with the ESG exclusion list
Description
The Hamburg Credit Digital from IFB HAMBURG supports small and medium-sized enterprises, freelancers, and sole proprietorships based in Hamburg in implementing extensive digitization projects. The program combines a low-interest loan of up to €2,500,000 with a grant of up to 12% of the loan amount (maximum €20,000). The goal is to strengthen competitiveness through investments in modern hardware and software, IT security measures, digital networking of production and administrative systems, as well as training in the field of digitization. A 50% liability release for the house banks increases security for credit institutions and facilitates access to funding.
Projects with a minimum amount of €25,000 and a term of up to 120 months are eligible for funding. In addition to the company’s location in Hamburg, approval requires customary bank collateral for the loan and compliance with ESG exclusion criteria. Application documents include the form to be submitted via the house bank, a project description, cost evidence, and the declaration regarding the ESG exclusion list. The evaluation criteria include economic viability, degree of digitization, and sustainability requirements. Continuous application submission is possible – interested parties can submit the funding application at any time through their house bank and benefit from the attractive conditions.
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