IB.SH Investment Loan for Municipal-Related Companies

The Investment Loan for Municipally Affiliated Companies from the Investment Bank Schleswig-Holstein (IB.SH) offers companies majority-owned by municipalities in Schleswig-Holstein an affordable financing solution for all infrastructure measures. In cooperation with a house bank, terms of up to 20 years can be utilized to ensure long-term planning security and liquidity for investment projects. Integration of promotional loans from the KfW Development Bank is easily possible and complements the loan volume with an additional low-interest tranche. IB.SH supports as the central funding institution of the state with its own balance sheet volume, high rating, and extensive expertise in infrastructure, urban development, and city renewal projects.

Eligible applicants are companies with majority municipal ownership, provided that IB.SH is not already the largest lender and no exclusion criteria from the sustainability guidelines apply. An informal application can be conveniently submitted through the house bank, with continuous allocation without fixed deadlines allowing flexible project planning. The funding focuses on investment projects in the areas of infrastructure, urban development, and urban renewal, thereby securing the expansion and modernization of municipal supply and transport networks. Thus, the program makes a significant contribution to a sustainable and future-proof expansion of municipal structures in the true North.