KfW Environmental Program (240, 241)

The KfW Environmental Program (program numbers 240/241) offers low-interest loans nationwide to companies of all sizes as well as sole proprietors and freelancers for investments that combine environmental and climate protection with resource efficiency. With loan amounts of up to €25 million and terms of up to 20 years, it enables long-term financing for measures in circular economy, waste prevention, wastewater treatment, air pollution control, noise protection, and technical climate protection and adaptation projects. Planning and implementation support can also be fully financed through the promotional loan. The flexible drawdown option within twelve months after approval allows investment steps to be optimally aligned with operational processes without necessarily requiring equity capital. It is worthwhile to consider the attractive conditions and the effective annual interest rate already during project planning.

Projects based in Germany as well as EU subsidiaries of German companies and joint ventures within the European Union are eligible for funding. A prerequisite is an investment relevant to environmental or climate protection. Applications can be submitted at any time through a commercial bank or savings bank, supported by the commercial confirmation of the application (gBzA) as well as a "De-minimis" declaration or SME self-declaration and a proof of use. Interested companies receive comprehensive advice and support from the KfW Banking Group – a leading development bank with global refinancing expertise. The funding, commissioned by the Federal Ministry for the Environment, Nature Conservation, Nuclear Safety and Consumer Protection (BMUV), helps to unlock ecological potential within companies while simultaneously increasing economic efficiency.