Loan

NRW.BANK Municipal Invest/Municipal Invest Plus

Low-interest loans of up to €150 million per year for municipalities in North Rhine-Westphalia for the long-term financing of municipal infrastructure. Applications can be submitted at any time.

Infrastructure Smart Cities & Regions Urban Development & Renewal

Discover your potential with AI support

  • Find out if this grant matches your project
  • Develop your application together with AI
  • Get matched with many more suitable grants

Grant criteria

Application Deadline: Ongoing
Application level: Advanced
Region: North Rhine-Westphalia
Funding amount: Up to €150,000,000 per year and applicant
Funding rate: up to 100% for loan amounts up to €2 million, up to 50% for loan amounts over €2 million
Project duration: 120 - 360 months

Funding objective

Low-interest and long-term financing of municipal infrastructure measures to improve climate protection, public administration, security, cultural heritage preservation, urban development, social infrastructure, and supply networks.

Eligible expenses

  • Investments in municipal infrastructure
  • Climate protection measures
  • General administration
  • Public safety and order
  • Science, technology, and cultural preservation
  • Show more

Non-eligible expenses

  • Investments in working capital
  • Pure capital investments
  • Leasing projects
  • Liquidity loans
  • Equity capital
  • Show more

Eligible to apply

  • Public Institutions

Funding requirements

  • Municipal territorial authorities must invest on a project-related basis
  • Legally dependent municipal enterprises of territorial authorities
  • Municipal associations with a KSA risk weight of zero
  • Compliance with ESG funding requirements

Documents required for application

  1. Application form
  2. Proof of use
  3. Call-off form
  4. Information sheet
  5. Power of attorney for promotional loans
  6. General provisions

Description

Within the framework of the NRW.BANK.Kommunal Invest and Kommunal Invest Plus programs, municipal authorities, legally dependent municipal enterprises, and municipal associations with a KSA risk weight of zero receive low-interest loans of up to 150 million euros per year. This financing option supports long-term investments in municipal infrastructure projects in North Rhine-Westphalia, including measures for climate protection, digitization projects, mobility and traffic initiatives, as well as urban and village development. The goal is to enhance the quality of life locally, strengthen public safety, and sustainably expand cultural, social, and technical facilities. With terms ranging from 120 to 360 months, projects can be flexibly aligned with municipal budget cycles.

Eligible expenses include water supply and wastewater disposal, energy savings and conversion to environmentally friendly energy sources, land acquisition and development, planning costs retroactively up to three years, as well as investments in administration, public safety, and social infrastructure. For loan amounts up to 2 million euros, up to 100% of eligible costs are covered; for higher volumes, up to 50%. Excluded are operating resources, pure capital investments, leasing projects, liquidity loans, equity capital provisions, monument preservation measures on non-public buildings, and refinancing of already completed projects. Applications can be submitted at any time via the direct procedure using the NRW.BANK application form or digitally through the municipal portal. Required documents include, among others, the application form, proof of use, call-off form, information sheet, power of attorney for the promotional loan, and the general terms and conditions.

Start application →

Ready to secure your funding?

Register now and let our AI guide you through the application process – from eligibility check to finished application.