NSeed

In the NSeed program, the Investment and Development Bank of Lower Saxony (NBank) provides tailored equity capital to small, young, and innovative companies with headquarters or operations in Lower Saxony during the seed and initial growth phases. The goal is to bridge financial gaps, unlock growth potential, and generate employment. Both silent and open minority participations are used, with a financing volume ranging from 150,000 to 600,000 euros. Terms of seven to ten years (in exceptional cases up to twelve years) offer sufficient planning security to sustainably realize technological and innovative projects without industry-specific restrictions.

Prerequisites for a successful application include a coherent business concept with feasibility and market analyses, proof of the professional qualifications of the responsible persons, as well as current creditworthiness documents (BWA, annual financial statements, planned figures). A private co-investor must also be involved. Excluded are companies in difficulty as well as those generally excluded from ERDF funding. Operational processing is carried out by NBank Capital Beteiligungsgesellschaft mbH. A personal consultation serves to review individual financing structures and supports application preparation. The project duration ranges between 84 and 120 months, during which the equity capital acts as economic equity and strengthens the equity base. Selection is based on criteria such as the degree of innovation, viability of the concept, creditworthiness, and qualifications. Applications can be submitted continuously and flexibly via the NBank customer portal, enabling founders and young companies to access this growth-oriented financing option at any time.