OeHT Guarantees for ERP Tourism Loans and House Bank Financing

The OeHT guarantees provide small and medium-sized enterprises in the tourism and leisure industry throughout Austria with a reliable default guarantee for newly acquired external capital. With a liability quota of up to 80%, this basic product supports both ERP tourism loans and traditional house bank financing, thereby promoting investments in fixed assets, business startups, acquisitions, and financial restructurings. The guarantee amount ranges from EUR 100,000 to EUR 4,000,000, with a maximum term of 20 years. Applications can be submitted via the OeHT customer portal from 01.03.2024 to 30.06.2028.

Eligible applicants include natural and legal persons as well as other entities operating as SMEs in the tourism and leisure sector who can demonstrate membership or intent to join the Federal Division for Tourism and Leisure Industry of the Austrian Federal Economic Chamber. Further requirements include the company’s location in Austria, factual and personal creditworthiness, and competitiveness without EU state aid law issues. To submit an application, the completed application form in the customer portal, the PDF summary, and the relevant documents from the download center are required. By assuming liability, banking institutions are encouraged to implement financing solutions even under challenging conditions, thereby strengthening the companies’ equity base and facilitating future growth projects.