OeHT Investment Credit

The OeHT Investment Credit provides a long-term loan framework for small and medium-sized enterprises in the Austrian tourism and leisure industry, supporting investments in fixed assets starting from EUR 100,000 up to a maximum loan volume of EUR 5 million. With a federal interest subsidy of 2% p.a. over the first ten years, financing costs are sustainably reduced, while up to 70% of eligible project costs can be refinanced. Targeted at medium to large projects, the eligible measures focus on quality improvement, optimization of business size, operational realignment, construction or modernization of employee accommodations as well as tourist infrastructure facilities, and investments in the area of sustainability. The term is up to 15 years, including an initial repayment-free period of 1.5 years.

Eligible recipients include legal entities as well as natural persons organized as SMEs within the Federal Division of Tourism and Leisure Industry of the Austrian Federal Economic Chamber or those seeking membership. An energy certificate (not older than 3 years), a coherent business concept, and proof of financial security are prerequisites, as well as a maximum allowable additional land sealing of 25%. Costs incurred before application submission and land purchases are not considered. For submission via the central OeHT customer portal, a project description, financing plan, energy certificate, proof of WKO membership, and a business concept are required. Applications are possible until 30.06.2028. By combining with region-specific follow-up funding, additional grants can be secured, further enhancing competitiveness.