Risk Partnerships of the Saarland Investment Credit Bank
SIKB assumes partial risks for loans and leasing financing of Saarland companies up to 50% (up to €500,000) in the variants Standard, Individual, Future Companies, and Municipal-Related Companies. Applications can be submitted at any time by house banks or leasing companies.
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Grant criteria
Funding objective
As part of the financing of Saarland-based companies, Saarländische Investitionskreditbank AG assumes a portion of the risk vis-à-vis the financing house bank or leasing company for promotional loans, investment credits, working capital lines, order financing, guarantee credits, as well as leasing financing, thereby supporting the realization of entrepreneurial investment projects.
Non-eligible expenses
- Subsequent assumption of risk for loans or lease financing already granted
Eligible to apply
- Companies
Funding requirements
- Application submission by the house bank or leasing company
- Credit or leasing financing for investment in a company based in Saarland
Documents required for application
- Completed application form of the SIKB
Description
The "Risk Partnerships" of Saarländische Investitionskreditbank AG (SIKB) offer Saarland-based companies the opportunity to realize investment loans, working capital lines, order financing, guarantee credits, as well as leasing financing with partial coverage by SIKB. In the four program variants Standard, Individual, Future Enterprises, and Municipally Affiliated Companies, the bank assumes up to 50% of the credit or leasing risk – up to €500,000 in the Standard variant. This relieves house banks and leasing companies, enabling them to grant lower-risk, low-interest financing. The support is provided in the form of a guarantee and is available at any time as soon as a credit or leasing financing for investments in a Saarland company is intended.
Eligible to apply are exclusively house banks and leasing companies that provide financing to Saarland companies and request partial risk assumption by SIKB. A prerequisite is the timely submission of the application before the start of the measure using the corresponding application form of SIKB. Subsequent coverage of already granted loans or leasing financings is excluded. Through this program integration, SIKB promotes entrepreneurial projects, strengthens the willingness to grant credit, and thus supports the sustainable growth of the regional economy. A comprehensive information sheet and detailed conditions are available upon request, while the continuous funding option ensures flexibility in planning and implementation.
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