Disability Pension/Occupational Pension from Accident Insurance

The disability pension or company pension from the statutory accident insurance in Vienna provides a lump-sum financial support for privately insured individuals who are permanently physically or mentally impaired due to a work accident or occupational disease. Entitlement to these pension benefits arises from a reduction in earning capacity of at least 20% (50% for children in compulsory kindergarten year, pupils, and students) after three months, or one year in the agricultural sector. The amount of the pension is based on the individual assessment basis, which derives from the previous income from the accident-insured activity, and the degree of the determined reduction in earning capacity. A full pension corresponds to two-thirds of the assessment basis; in cases of partial disability, the pension is granted proportionally. Additionally, from a 50% reduction onwards, an extra pension of 20% is granted, and from 70%, an extra pension of 50% applies. Multiple accidents or occupational diseases can lead to an aggregation of the reductions and thus to a total pension.

Insured persons in Vienna can apply for the unlimited ongoing subsidy for an unlimited period, provided the accident is temporally, spatially, and causally related to the insured activity or a recognized occupational disease exists. For the company pension, simultaneous receipt of an old-age pension or retirement benefit due to reduced work capacity must be excluded. The aim of the funding is to compensate for reduced earning opportunities as well as to provide financial relief for additional efforts resulting from the disability and possible support for the continuation of agricultural enterprises. A medical expert report determines the reduction in earning capacity and forms the basis for pension assessment.