Inventory Investment

Vorratsinvest offers Austrian export companies and their suppliers an uncomplicated and long-term loan solution to finance inventories and supplier credits. Funding is provided for raw materials, auxiliary and operating materials, work in progress and finished products, services not yet billable, as well as advance payments made. With a term of up to 60 months, the loan enables medium- to long-term planning security and helps to keep supply chains stable and minimize default risks. Eligible are companies with an export quota of more than 20% – ranging from small and medium-sized enterprises to large corporations. Refinancing is carried out through the house bank, while part of the credit risk can be secured by a government bill guarantee depending on creditworthiness. The maximum financing amount is based on the individual export quota and can cover up to 100% of inventory values or supplier credits.

For the funding application, a completed application form, declarations from the borrower, a form for calculating indirect export sales, a bill of exchange, and a SEPA direct debit mandate must be submitted. Applications can be submitted at any time, allowing flexible response to market developments and sales fluctuations. The Oesterreichische Kontrollbank, as the central export credit agency, supports the entire process from application to refinancing and ensures attractive conditions thanks to excellent creditworthiness. This funding sustainably strengthens the international competitiveness and delivery readiness of Austrian companies. Companies looking to expand their export activities and consolidate supply chains will find a tailored solution in this financing.