Landeskreditbank Baden-Württemberg – Förderbank (L-Bank)

Landeskreditbank Baden-Württemberg – Förderbank – is a legally established public law institution headquartered in Karlsruhe. It acts as the state bank and promotional institute of the state of Baden-Württemberg and, in close cooperation with house banks, offers a comprehensive program of low-interest loans, grants, guarantees, and innovation financing. With around 200 funding programs, it supports business startups, company growth, digitalization, energy efficiency, housing construction, municipal infrastructure, as well as family benefits such as parental allowance and multiple birth programs. State funds are used alongside federal and EU funds to promote sustainable development, social participation, and economic competitiveness in Baden-Württemberg.

The L-Bank sees itself as the development bank of the state of Baden-Württemberg. On behalf of the state, it supports citizens, companies, and municipalities in realizing their projects, driving innovation, and securing the quality of life for the people. With its motto "The ignition for start-ups, the engine for established companies," it promotes sustainable growth and contributes to the economic and social development of the state.

The funding programs of L-Bank target a broad spectrum in Baden-Württemberg: founders, small and medium-sized enterprises as well as start-ups, municipal authorities and infrastructure projects, private individuals and families wishing to acquire, build, or modernize housing, agricultural businesses, educational institutions, and environmental projects. All target groups benefit from tailored financing and advisory services to implement their projects.