Saarländische Investitionskreditbank AG

Saarländische Investitionskreditbank AG (SIKB) is the development bank of the Saarland, headquartered in the Atrium House of Economic Development in Saarbrücken. As an independent joint-stock company majority-owned by the State of Saarland (51.02%) and Saarland credit institutions (48.98%), it offers companies, freelancers, start-ups, successors, and private builders a wide range of low-interest loans, guarantees, equity participations, and grants. SIKB works closely with KfW, other public funding programs, and regional partners to support investments in innovation, growth, housing, and energy efficiency.

We see ourselves as a reliable partner of the Saarland economy and society. Our goal is to strengthen innovation, competitiveness, and quality of life in the region through needs-based and sustainable financing and funding programs. We emphasize high-quality consulting, short decision-making processes, and a collaborative partnership with our clients and local institutions.

The funding programs of SIKB are aimed at companies and freelancers in Saarland who wish to cover investment and operating capital needs with low-interest loans; start-ups and successors seeking financial support for founding, takeover, or growth phases; private builders and investors in the residential construction sector who want to realize new construction, purchase, modernization, or energy-efficient renovation; technology and start-up companies requiring equity or venture capital for the development of innovative products and services; as well as municipal and social institutions implementing infrastructure or energy efficiency projects.