Guarantees of the BBB Guarantee Bank Berlin-Brandenburg – Credit

Within the framework of its guarantee program, BBB Bürgschaftsbank Berlin-Brandenburg assumes default guarantees of up to 80% of the loan amount, with a maximum of €2 million. This opens up crucial financing opportunities for founders, small and medium-sized enterprises in the commercial sector, as well as members of the liberal professions with headquarters or business premises in Berlin, when their own collateral is insufficient. Investments, modernization measures, and working capital, as well as business takeovers, business model transformations, expansion, and internationalization, are supported. The assumption of guarantees can be applied for at any time through the respective credit institution and secures loan procurement in connection with bank financing – from business start-up to internationalization of companies across all sectors. The continuous funding option without deadline creates planning security and sustainably supports the development of regional economic strength.

The program is aimed at start-ups and established SMEs from trade, industry, crafts, and services, as well as members of the liberal professions with a Berlin location. Prerequisites include professional and personal creditworthiness as well as the exclusion of refinancing or restructuring projects. Eligible expenses include investment costs, working capital, machinery and equipment, modernization, as well as measures for market and foreign expansion. The evaluation is based on creditworthiness, economic viability, and the quality of the business concept. A straightforward application through the house bank enables a prompt review of the guarantee assumption. Through the attractive 80% guarantee and cooperation with banks, savings banks, and leasing companies, BBB Bürgschaftsbank creates solid conditions for growth, stability, and new markets in Berlin.