Guarantees from the BBB Guarantee Bank of Berlin-Brandenburg

The BBB Guarantee Bank for Berlin-Brandenburg offers small and medium-sized enterprises, freelancers, and start-ups in Berlin and Brandenburg reliable security for business financing. With default guarantees and silent participations of up to 70% of the loan amount (in exceptional cases 80%) up to a maximum of €2 million, it enables the acquisition of loans even when own collateral is insufficient. The program aims to facilitate access to banks, savings banks, or leasing companies and to sustainably strengthen economically viable projects.

Eligible for funding are all companies with headquarters or business addresses in Berlin or Brandenburg that meet the SME criteria or are engaged in freelance activities. A prerequisite for application is the submission of a financing offer as well as a well-considered business plan including a detailed financing plan. Evaluation is based on creditworthiness assessment, risk evaluation, and economic viability. By assuming a significant portion of the default risk, the guarantees not only create more favorable conditions but also new opportunities for financing partners. The BBB Guarantee Bank acts as a regionally anchored partner and supports enterprises from start-up through growth to succession, ensuring stable development and the preservation of numerous jobs.