Guarantees from the Saxony Guarantee Bank – Guarantee

The Bürgschaftsbank Sachsen provides a reliable guarantee that enables founders as well as small and medium-sized enterprises in Saxony to secure their financing projects. Through public default guarantees, the funding institution assumes part of the credit risk vis-à-vis banks, lessors, and other financing partners. Applications can be submitted continuously, thereby offering realistic financing prospects for investment projects, growth initiatives, or business successions at any time. Eligible for funding are start-ups, companies, and cooperatives with their registered office or operations in Saxony that present a concrete financing project and do not have sufficient own collateral.

The program aims to facilitate the realization of projects in the SME sector by replacing missing loan securities with guarantees. These guarantees are considered fully valuable collateral and enable favorable loan conditions. To apply, the completed guarantee form, the information sheet, documents on the financing plan, and proof of creditworthiness must be submitted. Bürgschaftsbank Sachsen acts as a neutral partner in corporate financing: industry-experienced experts review projects with a critical eye and, if in doubt, decide in favor of the opportunity. In doing so, it creates leeway for credit institutions and ensures that forward-looking projects can be implemented even with limited collateral.