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Guarantees and Equity Participations – BBT/MBG Combo

Combination program in Thuringia for start-ups and SMEs: up to 80% default guarantee and silent partnerships up to €250,000 for investment and operating resources as well as development and market entry costs. Inquiries possible at any time.

Business Financing Consulting

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Grant criteria

Application Deadline: Ongoing
Application level: Advanced
Region: Thuringia
Company size: Small and medium-sized enterprises (SMEs)
Funding amount: up to €500,000 (max. €250,000 guarantee, €250,000 silent partnership)
Funding rate: 80%
Project duration: 120 months

Funding objective

Support for start-ups and existing companies in Thuringia with weak equity capital through a combination of default guarantees and silent partnerships to secure loans and finance investment and working capital, development and market entry costs, modernizations, and business succession.

Eligible expenses

  • Start-up and takeover costs
  • Share purchases
  • Franchise financing
  • Investment costs
  • Operating resources
  • Show more

Non-eligible expenses

  • Debt restructuring
  • Renovation projects

Eligible to apply

  • Founders
  • Companies

Funding requirements

  • Location in Thuringia
  • objectively and personally creditworthy
  • no funding for debt restructuring
  • no funding for rehabilitation projects
  • companies in difficulty are not eligible for funding

Evaluation criteria

  • professional and commercial qualification of the applicant
  • convincing business concept
  • orderly financial circumstances

Description

An innovative combined program in Thuringia targets founders with low equity capital as well as small and medium-sized enterprises from all sectors (except agriculture) that do not have sufficient customary bank collateral. By linking default guarantees and silent partnerships, loans for investment and operating resources or development and market entry costs can be secured. Thanks to a default guarantee of up to 80% and silent partnerships of up to €250,000 per financing component, modernizations, rationalization measures, or business successions are supported just as much as start-ups, takeovers, and franchise financing. Inquiries can be submitted at any time, as application opportunities are continuously available.

The funding framework provides for a maximum funding amount of €500,000, divided into guarantees (max. €250,000) and silent partnerships (max. €250,000) with a term of up to 120 months. Approval is based on the professional and commercial qualifications of the applicants, a convincing business concept, and orderly economic conditions. Eligible costs include, in addition to start-up and takeover costs, investment and operating resources, development and market entry expenses, as well as expansion and modernization projects. Refinancing, restructuring projects, and companies in difficulty are excluded. A business location in Thuringia as well as objective and personal creditworthiness are prerequisites.

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