ERP Promotional Loan for Start-ups and Succession
Long-term loan from KfW for business start-ups, business successions, and consolidation phases of young companies in Germany. Applications can be submitted continuously.
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Grant criteria
Funding objective
Provision of capital as a loan to finance investments and working capital in the context of business start-ups, succession arrangements, and consolidation of young companies.
Eligible expenses
- Investments
- Operating resources
Eligible to apply
- Companies
- Founders
Funding requirements
- Registered office or place of business in Germany
- Creditworthiness and viability of the project
- Equity contribution depending on the type of loan
Description
The ERP promotional loan program for Start-ups and Succession offers a long-term interest-subsidized loan in Germany through the KfW Banking Group to strengthen business start-ups, succession arrangements, and consolidation phases of young SMEs. Founders, business successors, and young companies with headquarters or operations in Germany can submit applications continuously. Targeted capital is provided for planned investments and necessary working capital to realize sustainable development and expansion projects. The phased structure is based on the creditworthiness or viability of the project as well as the required equity share, allowing for coverage of different business situations.
As a nationwide available funding instrument, the program supports SMEs in all phases of founding or takeover and in the subsequent market consolidation. The funding requirements include a company location in Germany, solid financial planning, and an appropriate equity ratio to ensure successful implementation. Through close integration with the domestic funding of the Federal Ministry for Economic Affairs and Climate Action, applicants benefit from reliable conditions and transparent processing. The straightforward application process allows for needs-based liquidity planning and ensures founders and successors timely access to financial resources.
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