Joint Task "Improvement of the Regional Economic Structure" (GRW) – Supplementary Loan Financing
Loan financing for commercial investment projects and business-related infrastructure measures in Mecklenburg-Western Pomerania; loans up to €5 million covering up to 75% of eligible expenses (plus 5% for energy efficiency/renewable energies). Applications accepted continuously.
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Grant criteria
Funding objective
Promotion of investment projects in the commercial sector and of business-related infrastructure measures in the state of Mecklenburg-Western Pomerania within the framework of the joint task "Improvement of the regional economic structure".
Eligible expenses
- Investment costs of the commercial economy
- Expenditures for business-related infrastructure measures
Eligible to apply
- Companies
- Public Institutions
Funding requirements
- commercial establishment with predominantly supra-regional sales markets
- bank financing is not available or not available to a sufficient extent
- proof of debt service capacity (e.g. annual financial statements, asset disclosures, sales and earnings forecasts, liquidity plan)
- own contribution of at least 25% of eligible expenses for commercial enterprises
- legal supervisory authority approval for municipal project sponsors
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Documents required for application
- Project description
- Financing plan from the house bank
- Annual financial statements
- Asset disclosures
- Sales and earnings forecasts
- Liquidity plan
- Regulatory approval (for municipalities)
Description
Within the framework of the joint task "Improvement of the Regional Economic Structure" (GRW), the state of Mecklenburg-Western Pomerania offers supplementary loan financing to support commercial investment projects as well as economic infrastructure measures. Loans of up to €5 million are funded for up to 75% of eligible expenses, and in special cases – such as measures for energy efficiency or the use of renewable energies – even up to 80%. The supplementary financing aims to stimulate regional growth impulses and to advance modern smart city concepts, sustainable agriculture and forestry, as well as digital transformation projects. Funds can be applied for continuously, ensuring timely and needs-based provision of resources.
Eligible applicants include commercial enterprises with predominantly supra-regional sales markets, municipalities, districts, special-purpose associations, administrative offices, as well as legal entities and natural persons with tax-privileged objectives. Requirements include an equity contribution of at least 25% of eligible expenses (for commercial projects), the absence or insufficiency of financing from the primary bank, proof of debt service capacity through annual financial statements, asset and liquidity plans, and, where applicable, supervisory authority approval for municipal sponsors. Processing and professional support are provided by the Mecklenburg-Western Pomerania State Development Institute (LFI) on behalf of the Ministry of Economy, Infrastructure, Tourism and Labor. Through the combination of attractive loan conditions, flexible submission deadlines, and a broad funding spectrum, this measure significantly contributes to sustainably strengthening the region’s competitiveness and innovative capacity.