Loan

Start-up and Succession – Funding (Enterprises) – KfW Banking Group

Overview of KfW funding products and information for start-ups and business succession. Find suitable loans and grants for founding or taking over your company.

Business Establishment Business Financing

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Grant criteria

Application Deadline: Ongoing
Application level: Advanced
Region: Germany (nationwide)
Company size: SME

Funding objective

Support for start-ups and business successions through competent financing solutions from the KfW Banking Group to facilitate the establishment and continuation of enterprises.

Eligible to apply

  • Companies
  • Founders

Description

The KfW Banking Group offers a comprehensive nationwide financing solution for start-ups and business successions, specifically tailored to small and medium-sized enterprises. This funding program targets founders as well as successors who wish to start a new company or take over an established business. Through a clear product finder, suitable loans and grants can be identified to meet capital requirements in a targeted manner. Accompanying advisory services support the creation of a viable business plan, thereby facilitating a successful market entry or a smooth transfer of the business. Applications can be submitted at any time, allowing time-critical projects to be implemented flexibly.

The funding includes long-term loans with attractive interest rates and variable terms to avoid liquidity bottlenecks and seize growth opportunities. Founders benefit from special conditions during the start-up phase, while successors can approach the takeover of an existing customer base and proven business models with accompanying financial security. The KfW Banking Group operates as a state-anchored development bank and has been providing funds since 1948 to strengthen economic, social, and ecological development. With a funding volume of over EUR 110 billion and a dense network of advisory and financing partners, it offers companies a reliable foundation for establishing and continuing their business activities.

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