Loan

IB Bridge Financing (Saxony-Anhalt)

Liquidity and interim financing for companies, freelancers, start-ups, and public institutions in Saxony-Anhalt. Ongoing application submission possible.

Business Financing

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Grant criteria

Application Deadline: Ongoing
Application level: Advanced
Region: Saxony-Anhalt
Company size: SMEs and large enterprises
Project duration: 24 months

Funding objective

Provision of short-term financial resources to secure liquidity and pre-finance investment or operational projects in Saxony-Anhalt.

Eligible expenses

  • Operating resources
  • Order pre-financing
  • Liquidity assurance

Eligible to apply

  • Companies
  • Founders
  • Public Institutions

Funding requirements

  • Registered office or project location in Saxony-Anhalt
  • Creditworthiness and viability of the financing project
  • Proof of financing requirement

Documents required for application

  1. Company or project description
  2. Financing plan
  3. Annual financial statements or business management evaluation
  4. Guarantee and collateral concept

Evaluation criteria

  • Creditworthiness and Collateral
  • Sustainability and Viability of the Financing Project

Description

The IB interim financing in Saxony-Anhalt offers tailored loans to small and medium-sized enterprises, large companies, start-ups, freelancers, as well as public institutions to bridge liquidity shortages and pre-finance investment or operational projects. With a term of up to 24 months, working capital, order pre-financing, and liquidity assurance measures can be financed flexibly. The possibility of continuous application submission ensures that short-term capital needs are met promptly without having to wait for fixed submission periods. The Investitionsbank Sachsen-Anhalt thus plays a central role in strengthening the regional economy and supports projects that demonstrate sustainable and viable benefits.

To receive funding, proof of financing needs as well as a meaningful concept regarding the creditworthiness and viability of the project are required. Applicants must have a registered office or project location in Saxony-Anhalt and submit documents such as a company or project description, a financing plan, as well as annual financial statements or business evaluations. A guarantee and collateral concept additionally secures a solid basis for the decision. The scientifically based evaluation is carried out on the basis of creditworthiness, existing collateral, and the long-term sustainability of the financing project. For all interested applicants, getting started is very simple: it is sufficient to submit the complete documents to the Investitionsbank Sachsen-Anhalt – regardless of specific deadlines.

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