Loan

Investment Credit for Digital Infrastructure – Individual Variant

KfW investment loan for the expansion of public fiber optic networks in Germany – individual option from €25 million loan amount, up to 100% cost coverage, and flexible terms up to 30 years.

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Grant criteria

Application Deadline: Ongoing
Application level: Advanced
Company size: All company sizes
Funding amount: from €25,000,000
Funding rate: 100%
Project duration: 24 months

Funding objective

The Digital Infrastructure Investment Loan – Individual Variant is intended for the financing and expansion of public fiber optic networks (FTTH/FTTB) in Germany. Both passive and active components, including in-house cabling and networking with mobile phone masts and data centers, are eligible for funding. From a loan amount of 25 million euros, terms such as duration, fixed interest period, repayment, and drawdown period can be individually agreed upon.

Eligible expenses

  • Construction and expansion of passive FTTH/FTTB networks
  • Active network components including in-house cabling
  • Networking with mobile phone masts and data centers
  • Purchase of existing fiber optic networks

Non-eligible expenses

  • Refinancing and follow-up financing of already started projects
  • Leasing financing
  • Remunerated and other asset transfers
  • Investments in FTTC networks

Eligible to apply

  • Public Institutions
  • Companies
  • Non-profit Organizations

Funding requirements

  • Investments in public FTTH or FTTB fiber optic networks
  • Loan amount at least 25 million euros
  • Application must be submitted before project commencement
  • No refinancing of already started projects or debt restructuring
  • No lease financing or remunerated asset transfer

Documents required for application

  1. Commercial confirmation for the application (gBzA)
  2. Refinancing request/loan application (Form 239)
  3. De-minimis declaration
  4. Cumulative declaration

Evaluation criteria

  • Economic conditions and creditworthiness
  • Quality of collateral
  • Compliance with the expansion of public fiber optic networks

Description

With the investment loan for digital infrastructure – individual variant, the development bank offers tailored financing solutions for the expansion of public fiber optic networks (FTTH/FTTB) in Germany starting from a loan amount of 25 million euros. The program supports the network expansion of passive and active components, including in-house cabling as well as the interconnection with mobile phone masts and data centers. Public institutions, municipal and commercial enterprises, as well as non-profit organizations, can benefit from 100% cost coverage. Conditions such as term (up to 30 years), fixed interest period, repayment modalities, and drawdown deadlines can be individually tailored to optimally meet specific project requirements.

The financing is aimed at all legal forms of public law and commercial enterprises; applicants must submit a formal application before the project begins and may not apply for refinancing, additional financing of already started projects, or leasing financing. The funding amount and disbursement modalities are handled through a financing partner, and the funds must be used within 24 months. Eligible expenses include the construction and expansion of passive FTTH/FTTB networks, active network technology, in-house cabling, as well as the purchase of existing fiber optic networks. With a continuous application process without a fixed deadline, expansion projects can be realized flexibly and with a future-oriented approach – ideal for rapidly advancing digital network infrastructure nationwide.

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