Loan

Agriculture – Growth

Interest-subsidized loan for agricultural investments in Baden-Württemberg – up to 100% of eligible costs, up to €10 million per year. Additional interest bonus for young farmers under 41.

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Grant criteria

Application Deadline: Ongoing
Application level: Advanced
Region: Baden-Württemberg
Company size: SME
Funding amount: up to €10 million per year
Funding rate: 100%

Funding objective

Financing investments in the primary production of agricultural products as well as in the processing and marketing of agricultural goods to maintain and enhance the performance and sustainability of your operation.

Eligible expenses

  • Construction, acquisition, and modernization of commercial buildings and structural facilities
  • Installation, acquisition, and modernization of technical equipment
  • Purchase of machinery
  • Establishment of permanent crops
  • Investments in the processing and marketing of agricultural products
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Non-eligible expenses

  • Fisheries and aquaculture enterprises
  • Enterprises in difficulty
  • Acquisition of production rights and working capital
  • Acquisition and planting of annual plants
  • Acquisition of payment entitlements and animals
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Eligible to apply

  • Companies

Funding requirements

  • Companies in agriculture, horticulture, or viticulture
  • SMEs according to EU definition (<250 employees, ≤€50 million turnover or ≤€43 million balance sheet total)
  • Investment location in Baden-Württemberg
  • EIA approval for projects subject to examination
  • Compliance with additional sustainability criteria for bioenergy projects

Documents required for application

  1. Application form WF_1001
  2. Aid application WF_1301
  3. Cumulation declaration WF_1302
  4. Product-specific data protection notices
  5. Information sheet Agriculture – Growth
  6. SME information sheet
  7. Exclusion criteria Agricultural Rentenbank
  8. Program structure overview

Evaluation criteria

  • Contribution to the operational performance
  • Sustainability aspects
  • Degree of innovation and modernization
  • Support for young farmers

Description

The Agriculture – Growth program of L-Bank supports agricultural enterprises, horticultural and viticultural businesses in Baden-Württemberg with investments in production, processing, and marketing. It is a low-interest loan covering up to 100% of eligible costs and allows loan volumes of up to €10 million per company per year. Young operators under 41 years of age benefit from an additional interest bonus. Funding is provided, for example, for the construction, acquisition, and modernization of commercial buildings and technical facilities, the purchase of machinery, the establishment of permanent crops, as well as general expenses related to the investments. The term can be chosen individually (6, 8, 10, 15, 20, or 30 years), including grace periods, with the first months interest-free. A risk-adjusted interest system enables fair conditions based on creditworthiness and collateral.

Eligible applicants are SMEs according to the EU definition (<250 employees, ≤ €50 million turnover or ≤ €43 million balance sheet total) with investment locations in Baden-Württemberg. A prerequisite is EIA approval for projects requiring examination and compliance with sustainability criteria for bioenergy projects. Excluded are, among others, fisheries, aquaculture, acquisition of working capital, animals, payment entitlements, as well as investments in fossil fuel boilers or drainage works. The house bank submits the funding application before project commencement using form WF_1001 and state aid-related annexes (WF_1301, WF_1302). Additional documents such as the program information sheet, SME information sheet, and exclusion criteria list must be submitted with the application. Applications can be submitted continuously; disbursements are made through the house bank procedure. The program contributes to the performance, innovative strength, and sustainability of agricultural enterprises and specifically promotes generational change and climate-friendly farm management.

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