Rental Housing Financing L-Bank – Modernization

Rental Housing Financing L-Bank – Modernization supports the energy-efficient renovation and barrier-reduced modernization of existing rental residential buildings in Baden-Württemberg with low-interest loans. The program aims to sustainably improve the CO₂ balance of existing buildings and to reduce barriers in the housing stock. Eligible for funding are companies, public institutions, and private individuals. Funds can be applied for at any time before the planned measures begin, providing continuous funding opportunities. The minimum financing volume is EUR 200,000, enabling investment projects of an economically viable scale to be realized. The L-Bank works closely with the KfW banking group and aligns with the current program conditions of the Federal Funding for Efficient Buildings (BEG) as well as the KfW funding line "Age-Appropriate Renovation."

Investors – including legal entities, partnerships, and private individuals with a larger rental housing portfolio – can have various modernization measures funded for multiple residential units. Eligible expenses include energy renovations to Efficiency House level 85 or better, measures for burglary protection, as well as all work related to barrier reduction. A prerequisite is that the renovation work has not yet begun and that the requirements of the relevant KfW programs are met. The L-Bank grants long-term loans with attractive conditions; specific interest rates and terms are provided upon request. Applications must be submitted before the start of measures to ensure smooth approval and to actively promote climate protection in residential construction.