Donor Loan (CJD Children and Youth Foundation)

The CJD Children and Youth Foundation's donor loan offers private individuals with capital starting from 5,000 euros the opportunity to invest their assets socially and sustainably, while keeping them flexibly accessible. The loan is invested with SozialBank according to strict social and ethical criteria and is secured by a global guarantee providing a money-back assurance. The interest income flows directly into educational and support projects for disadvantaged children and youth nationwide, thereby effectively contributing to equal opportunities and social cohesion. A testamentary supplementary agreement also enables the commitment to be continued permanently beyond one's lifetime.

The minimum term of the loan is 12 months; thereafter, repayment is possible at any time with a three-month notice period. Private investors not only gain planning security but also benefit from straightforward processing: a completed and signed loan agreement is sufficient to transfer the capital to SozialBank’s account. Applications can be submitted continuously, ensuring flexible integration into personal asset strategies. This offer is aimed at all those who wish to deploy their capital productively—without sacrificing liquidity and simultaneously achieving sustainable impact in the areas of education and social participation.