Subsidiary Free Accident and Liability Insurance for Formal Volunteer Activities

Subsidiary Free Accident and Liability Insurance for Formal Volunteer Activities is aimed at uninsured volunteers who are engaged within Salzburg aid organizations or non-profit institutions. Since 01.07.2013, the State of Salzburg has fully covered the costs of group accident insurance as well as liability insurance within the framework of this ongoing funding opportunity – provided there is no other insurance entitlement. With a 100% funding rate, the risks associated with formal volunteer activities are secured, thereby making a significant contribution to strengthening social cohesion. Injury-related disability, accident costs, and liability damages up to specified maximum amounts are covered. The subsidiary accident insurance includes benefits of up to €90,000 for permanent disability and up to €10,000 in the event of death, supplemented by accident costs up to €3,000 (with a deductible of €50). The liability insurance provides coverage up to a lump-sum insurance amount of €150,000 (with a deductible of 10%, minimum €150, maximum €1,500).

Only individuals whose damages occurred during formal activities at a Salzburg organization and who do not possess any other accident or liability insurance are eligible for funding. Applications can be submitted at any time without a deadline by submitting a damage report. This measure strengthens volunteer work in the areas of social affairs, commitment to social cohesion, and work & social services. The straightforward application process and full cost coverage make an important contribution to the safety and appreciation of voluntary work in Salzburg.