Hamburgische Investitions- und Förderbank (IFB Hamburg)

The Hamburgische Investitions- und Förderbank (IFB Hamburg) is the central development bank of the Free and Hanseatic City of Hamburg. It acts as an interface between the City of Hamburg, the economy, and private individuals, implementing funding programs from state, federal, and EU resources. With grants, low-interest loans, guarantees, and equity capital, IFB Hamburg supports housing construction, promotes energy-efficient modernization, environmental and climate protection, as well as innovation and business growth. As a partner of banks, chambers, and associations, it provides comprehensive advice on all funding opportunities and offers a digital e-application portal as well as personal consultation.

We promote Hamburg’s future by making access to public funding as simple as possible for individuals, companies, and institutions. Our goal is to sustainably strengthen Hamburg as a location—through affordable housing, consistent climate protection, future-proof innovations, and a competitive economic environment. Together, we create sustainable growth and quality of life in the Hanseatic City.

The funding programs of IFB Hamburg are aimed at private individuals (homebuyers, modernizers, building cooperatives), founders, start-ups, and small to medium-sized enterprises, institutions in the real estate sector, research institutions and innovative companies, as well as organizations in environmental and climate protection and social and cultural institutions.