Saarländische Investitionskreditbank AG (SIKB)

Saarländische Investitionskreditbank AG (SIKB) is the development institute of Saarland, founded in 1951, headquartered in the Atrium House of Economic Development in Saarbrücken. As the central contact point for low-interest promotional loans, guarantees, and equity participations, SIKB competently supports companies, freelancers, start-ups, successors, as well as private builders and investors through the Saarland funding landscape. With a broad product portfolio, it supports commercial and residential investments, energy efficiency projects, business growth, and succession arrangements. Furthermore, beyond state financing programs, SIKB is involved in numerous social projects to contribute to the economic and social well-being of Saarland.

"We create perspective." – SIKB is committed to providing sustainable financing solutions to Saarland companies, founders, and investors, supporting them as a reliable partner in their endeavors. Through openness to innovation and a partnership-based dialogue, it promotes the economic success and future viability of the region.

The funding programs of SIKB are aimed at small and medium-sized enterprises as well as freelancers in Saarland who require investment or working capital loans. Additionally, start-ups, business successors, and private builders (residential construction, energy-efficient renovation, photovoltaics) benefit from special programs. Municipal and social institutions can also access low-interest loans. Thus, SIKB covers the entire spectrum from founding, growth, and modernization to succession.