Loan

Housing for Students

Loans for the creation and preservation of affordable housing for students in Bavaria. Up to €75,000 per housing unit with a 40-year occupancy commitment or €45,000 with 25 years.

Housing & Modernization

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Grant criteria

Application Deadline: Ongoing
Application level: Advanced
Region: Bavaria
Funding amount: up to €75,000 per residential place
Funding rate: 45% - 65%

Funding objective

Creation and preservation of housing for students at public and state-recognized universities, as well as additionally for the needs-based creation and preservation of housing for adult trainees.

Eligible expenses

  • New construction, extension, and vertical expansion of residential buildings
  • Acquisition and conversion of buildings previously not used for residential purposes
  • Energy-efficient modernization of existing residential buildings
  • Initial furnishing
  • Additional expenses for above-ground/underground garages
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Eligible to apply

  • Public Institutions
  • Individuals
  • Companies

Funding requirements

  • Reliability and creditworthiness of the applicant
  • Economic and proper execution of the construction project
  • Compliance with requirements for building design, accessibility, and equipment
  • Occupancy commitment of 25 or 40 years for needy students (BAföG recipients or income max. 30% above BAföG maximum rate)
  • Sustainable demand at the respective university location
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Documents required for application

  1. Application "Housing for Students" (Form STUd)
  2. Proof of property or hereditary building right
  3. Proof of external and own funds
  4. Structural engineering documents
  5. Cost calculation according to DIN 276
  6. Living space calculation according to WoFIV

Evaluation criteria

  • Sustainable demand at the university location
  • Convenient transport location
  • Economic viability of the project
  • Equity share at least 15%
  • Priority use of existing building fabric or densification

Description

The loan program for the promotion of student housing in Bavaria supports public institutions, private individuals, and companies in the creation and preservation of affordable housing at state and state-recognized universities. With interest-bearing loans of up to €75,000 per accommodation unit for a 40-year occupancy commitment (or up to €45,000 for 25 years), the Bavarian State Ministry for Housing, Construction and Transport makes an important contribution to alleviating the financial burden on students with lower incomes and adult trainees. Funding is provided for new construction, extensions and additional floors, conversion of buildings previously not used for residential purposes, as well as energy-efficient modernization. Additionally, ecological measures, garage costs, and architectural competitions can be compensated with an increased grant. Prerequisites include a sustainable demand forecast, convenient location, a minimum of five accommodation units, creditworthiness of the applicants, and an equity share of at least 15%.

The funding rate amounts to up to 65% of eligible expenses depending on the occupancy commitment and is unlimited in duration; applications can be submitted at any time before construction begins to the responsible district administrative authority. For an application, among other documents, the STUd form, proof of property or hereditary building rights, own and external funds, technical construction documents, as well as cost and living space calculations are required. The occupancy commitment ensures that funded accommodation units are primarily available on a permanent basis to students in need (BAföG recipients or income up to 30% above the BAföG maximum rate). Interested property owners and hereditary building right holders can obtain further information on application procedures and evaluation criteria directly from the district administrative authority.

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