Start-up and Growth Financing – GuW Hessen (ERP)
Interest-subsidized loan for start-up and growth projects in Hesse. Applications can be submitted continuously.
Discover your potential with AI support
- Find out if this grant matches your project
- Develop your application together with AI
- Get matched with many more suitable grants
Grant criteria
Funding objective
Provision of financial resources in the form of low-interest loans to support business start-ups and growth investments in Hesse.
Eligible expenses
- Investment costs
- Fixed assets
- Operating resources
Non-eligible expenses
- Retroactive costs
- Ongoing liabilities
Eligible to apply
- Founders
- Companies
Funding requirements
- Company headquarters or branch in Hesse
- Positive approval from the house bank for co-financing
- Economic viability of the project
Documents required for application
- Project description
- Financing plan
- BWA and annual financial statements of recent years
- Curriculum vitae of the founders
Evaluation criteria
- Economic efficiency and viability of the project
- Creditworthiness and equity capital
- Creation or safeguarding of jobs
Description
The program “Start-up and Growth Financing – GuW Hessen (ERP)” offers Hessian start-ups and small to medium-sized enterprises a low-interest loan to finance company foundations, expansions, and modernizations. Applications can be submitted continuously without a fixed deadline, thereby improving planning security for investment projects. Eligible funding includes investment costs, fixed assets, and working capital – retroactive expenses and existing liabilities are excluded. A key funding objective is to strengthen the regional economy in Hesse by providing favorable financing options for growth-oriented projects.
A prerequisite for approval is a positive financing decision from the house bank and proof of the project’s economic viability as well as a registered office or branch in Hesse. Evaluation is based on creditworthiness, equity capital, and the potential to create or secure jobs. Application documents include a detailed project description, a comprehensive financing plan, the business management evaluation (BWA), the annual financial statements of recent fiscal years, and the founders’ curricula vitae. The central processing agency is the Wirtschafts- und Infrastrukturbank Hessen (WIBank), which administers various structural and economic programs on behalf of the state, federal government, and EU. Targeted support for investment and growth projects thus contributes to the sustainable development of Hesse as a business location.
Ready to secure your funding?
Register now and let our AI guide you through the application process – from eligibility check to finished application.