IB Land Acquisition Loan

The IB Property Acquisition Loan from the Investment Bank of Saxony-Anhalt is aimed at private individuals who wish to purchase owner-occupied residential property in Saxony-Anhalt. Through a low-interest loan, property acquisition costs are covered, thereby sustainably supporting the dream of owning one’s own home. The funding is anchored in the thematic areas of housing construction & modernization as well as infrastructure & urban development and is offered continuously – applications can be submitted at any time. The goal is the long-term strengthening of regional quality of life and the increase of owner-occupied housing in Saxony-Anhalt. The state promoters thus focus on affordable housing and invest in the future of the region.

Eligible for funding are all adults residing in Saxony-Anhalt who intend to use a house or apartment as their own residence. A prerequisite for granting the loan is a positive creditworthiness assessment and the exclusive use of the funds for property acquisition costs. Evaluation is based on creditworthiness as well as compliance with formal funding requirements. To apply, the completed application form, current proof of income, and proof of use must be submitted. A special feature is the flexible deadline: thanks to the ongoing application possibilities, the timing can be individually aligned with the acquisition process. Thus, the IB Property Acquisition Loan offers a straightforward and planning-secure financing option for all those who want to take the step into their own home in Saxony-Anhalt.