IBB Supplementary Funding Loan
The IBB Supplementary Funding Loan offers landlords, investors, and owner-occupiers in Berlin low-interest loans to close financing gaps in current real estate funding products. Applications can be submitted continuously.
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Grant criteria
Funding objective
Closing financing gaps when utilizing current funding products (e.g., partial purchase price financing), restructuring existing funding (e.g., inheritance or divorce cases), refinancing, and follow-up financing for properties funded by the IBB.
Eligible expenses
- Closing of financing gaps
- Restructuring of existing funding
- Refinancing of primarily secured loans
- Follow-up financing for subsidized projects
Eligible to apply
- Companies
- Individuals
- Cooperatives
Funding requirements
- New or existing customers of the IBB with existing real estate funding
- Additional financing needs to close financing gaps or restructuring
- Equity contribution of at least 7.5% of the purchase price or production and acquisition costs for owner-occupiers
Documents required for application
- Completed application form
- Self-disclosure
- Supplementary documents according to the checklist
Evaluation criteria
- Collateral evaluation
- Creditworthiness assessment
Description
The IBB Supplementary Funding Loan in Berlin is aimed at landlords, investors, as well as owner-occupiers who wish to supplement or restructure existing real estate funding from the Investitionsbank Berlin (IBB). With a funding rate of up to 100%, financing gaps in current funding products, refinancing of primarily secured loans, and follow-up financing for already funded properties can be closed. A minimum equity contribution of 7.5% of the purchase or construction costs is required. Applications are accepted on an ongoing basis and allow for flexible loan structuring tailored to individual project needs.
Funding is granted following thorough property and creditworthiness assessments. A prerequisite for approval, in addition to the supplementary financing need, is an IBB customer relationship as a new or existing customer with existing real estate funding. The program particularly supports measures for restructuring in cases of inheritance or divorce, partial purchase price financing, and modernization projects in social housing or with private developers. To apply, a completed form, a self-disclosure, and supplementary documents according to the checklist must be submitted. The decision on loan amount and interest rate is made individually and transparently, with early repayments possible. This program offers a tailored solution to realize projects on schedule and economically.
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