Growth.FINANCING

With Wachstums.FINANZIERUNG, the Carinthian Economic Development Fund (KWF) supports final financing loans for innovative small and medium-sized enterprises (SMEs) in Carinthia. Up to 50% of the eligible project costs – including capitalizable assets, personnel costs, and other operating expenses pursuant to § 231 No. 8 UGB – can be provided over a maximum two-year project implementation period. A prerequisite is that a significant portion of the project is realized in Carinthia and accounting is conducted according to UGB. Companies in economic crisis according to the Equity Replacement Act are excluded from funding; in such cases, economic stability must be ensured prior to application. Financing is provided via a loan with a term of up to eight years, a grace period of up to four years, and market-based interest rates based on the EU reference rate plus a credit risk premium. Disbursement is made in tranches upon achievement of agreed milestones.

Wachstums.FINANZIERUNG primarily supports projects related to company formation, production transfer, product innovations, expansion, introduction of new technologies, and opening up new markets. Ambitious projects strengthen competitiveness, resilience, and secure high-quality jobs locally. Funding applications can be submitted electronically until December 31, 2026; the project start date is considered the date of application submission. The application must include a detailed project description, proof of total financing, the annual financial statement (balance sheet and profit and loss account), as well as an ID Austria verification. With this tailored support, KWF sets impulses for sustainable growth and contributes to the further development of Carinthia as a business location.